Updates
  • UAT Test Notification

Loan Calculator

Apply for a loan with interest rates that suit you!

Maximum Loan Amount :
Maximum Loan Term :


Required Loan Term

Repayment Frequency
APR
9.3%
# Repayments
Total
Total Cost
APR
9.3%
# Repayments
Total
Total Cost
APR
9.3%
# Repayments
Total
Total Cost
APR
9.3%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Financial solutions for you

For people, not profit. Welcome to Kildare Credit Union. Kildare Credit Union has been serving the people of Kildare for 55 years. It has over 15,500 members with savings in excess of €70 million.

Kildare Credit Union will consider loan applications for prudent or provident purposes. Each application is treated with the utmost confidentiality and will be considered on its merits. A loan application may be made in person at Kildare Credit Union, over the phone or by logging into the secure Members' Area of this website.

Savings as shares and deposits with Kildare Credit Union are a better way to save. With Kildare Credit Union, you are not just another customer but a member with a say in the operation of the Credit Union. Savings of up to €12,700 are protected by the Irish League of Credit Unions Savings Protection Scheme and also covered up to €100,000 by the Deposit Guarantee Scheme.

Kildare Credit Union, in partnership with FEXCO, operates a full bureau de change service for our members at out Kildare Office only. A stock of major currencies is held and other currencies can be ordered in for the next day on request. We can also exchange your foreign notes for euro. Beat the queues in the bank and post office and come to Kildare Credit Union for all your foreign exchange transactions!

We collect payments on behalf of Ireland’s biggest utility companies including Bord Gais, ESB Electric Ireland, Eir, AES and UPC. We can also take Eflow toll payments and Property Tax payments. You get a receipt for every payment you make, and your customer account is credited the next working day. We also can issue phone credit for all major mobile phone networks.

Loan Protection Insurance is the insurance cover Kildare Credit Union provides on the lives of its borrowing members. This insurance is provided by the credit union at no direct cost to the members. Should an insured borrower die, the insurance cover will usually repay the loan in full.

Latest News

Don't Be A Money Mule!
28 Oct 2025

Don't Be A Money Mule!

Read More
Fraud Alert
28 Oct 2025

Fraud Alert

Read More
Instant Payments and Verification of Payee (VOP)
06 Oct 2025

Instant Payments and Verification of Payee (VOP)

Read More
Kildare Credit Union invites people to find out more about the volunteering opportunities within the credit union
14 May 2025

Kildare Credit Union invites people to find out more about the volunteering opportunities within the credit union

Read More
BE FRAUD AWARE - New text message and phone scams in circulation claiming to be from your credit union
11 Apr 2024

BE FRAUD AWARE - New text message and phone scams in circulation claiming to be from your credit union

Read More
Why Choose a Credit Union Loan?
20 Jun 2023

Why Choose a Credit Union Loan?

You have many options in Ireland when it comes to borrowing money. We are hoping that you will choose your local Credit Union for a loan, and here are some reasons why you should consider us.

Read More
Why not book yourself a holiday?
05 Jun 2023

Why not book yourself a holiday?

Make your dream a reality this year with the help of your local Credit Union.

Read More
Thinking of Upgrading Your Car?
05 Jan 2023

Thinking of Upgrading Your Car?

With the increase in the value of used cars, it may be a good time to consider upgrading your loan while those trade-in values are so attractive. It is always a good idea to have your credit union loan organised before talking with your local garage.

Read More

May Figures

Our loans come in all shapes and sizes to suit your borrowing needs. You can easily apply for your loan online above, or give us a call and we'd be happy to help.

Take your loan to new heights with Kildare Credit Union Ltd