Standard Loan

The Standard Loan with Kildare Credit Union is available to all borrowing members at an interest rate of 8.9% variable (9.27% APR). The loan is available for purposes such as car purchase, home improvements, holidays and other productive purposes.

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Loan Application Process

How to Apply for a loan with us!

1

Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

2

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly or monthly using our calculator.

3

Apply for Loan Online

Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!

4

Sit back and relax!

The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.

Our Approval Rate

We aim to provide a high quality lending service to our members so you can trust in your Credit Union for your lending requirements.

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OUR BENEFITS

The benefits of borrowing from us

Standard Loan
Maximum Loan Amount :
Maximum Loan Term :


Required Term

Repayment Frequency
APR
9.3%
# Repayments
Total
APR
9.3%
# Repayments
Total
APR
9.3%
# Repayments
Total
APR
9.3%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative example

Total amount payable

€24,853.20
Includes €4,853.20 interest

Based on borrowing

€20,000

Monthly repayments

€414.31

Paid over

5 years

Variable interest rate per annum

8.9%

Representative APR

9.27%

Ready to apply?

One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members.

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  • Become a member at Kildare CU
  • Apply Online
  • Up to three months bank statements
  • Up to three months’ pay slips
  • Benefit notification may be required