Become A Member

Select the membership account type below and click the button to download the form to begin your membership journey.

Benefits Of Membership

Join us and benefit from our many loans and services available

We have a wide range of financial services available

There are no account fees, maintenance costs or charges

Competitive, Flexible & Convenient loan interest rates

Full online banking and mobile app facility available

Life Savings Insurance at no direct cost to eligible members

Loan Protection insurance at no direct cost to eligible members

Become A Member

Choose from the membership types below

Which membership account type do you want to apply for?


Our Common Bond

To become a member of Kildare Credit Union you must be living or working in the Curragh Camp, Kilcullen, Kildare Town, Narraghmore or Nurney (i.e. within our common bond).

How Can I Join?

Joining is Easy! If you live, work or study within the common bond

Photo ID

Photo ID

In the form of a Valid Passport, Driving Licence or EU National ID card.

Proof of Address

Proof of Address

Insurance documentation, Bank Statement or Correspondence from a Government Department.

PPS Number

PPS Number

P60, Wage Slip, Tax Form, Medical Card

Still have questions?

See if they're answered in our FAQs below

Membership of Kildare Credit Union is open to anyone who lives or works within our common bond.

The Common Bond is the factor which unites the members of a Credit Union together i.e., those living or working in the same area may join a credit union. It defines the area in which a credit union can operate. The Common Bond ensures that the savings of members of the community are available to fellow members as loans - it is essentially people doing it for themselves.

The Common Bond demonstrates effectively how a credit union is a credit co-operative with members working together to achieve a better life for themselves. You are eligible to become a member of Kildare Credit Union if you live or work in the Common Bond.
Kildare Credit Union has three offices:
1. Kildare Office, Rea House, Bride Street, Kildare Town
2. Narraghmore Office, Narraghmore, Ballytore, Co. Kildare
3. Kilcullen Office, Credit Union House, Main Street, Kilcullen.

A map of our common bond is on the home page of our website.

You will need to call into any of our three offices and provide the following documentation:

• Birth Cert or Passport for your Child
• Proof of PPSN
• Proof of address (parent)
• Proof of Identification for parent i.e. Drivers’ Licence or Passport

Please call into any of our three offices with proof of ID, proof of address and sign new membership documentation to reactivate your account.

Under Rule 19 Standard Rules for Credit Union, if you have not transacted on your account for a period of 3 years or more and you do not respond to final notification of contact from our office, then your account will automatically be categorised as Dormant. You can prevent this by updating your account with Passport/Drivers Licence, Proof of address (within last 6 months) and a lodgement to your account.