Thinking of Upgrading Your Car?

With the increase in the value of used cars, it may be a good time to consider upgrading your loan while those trade-in values are so attractive. It is always a good idea to have your credit union loan organised before talking with your local garage.

Here are some reasons why you should consider a credit union loan.

Easy to Apply

We are lending and we want to make it as easy as possible. You don’t have to be a long-term member and you don’t need much savings with us because the decision is based on the ability to pay back the loan. You can apply in person, over the phone or online via our website and we will give you a quick and fair decision.

Many Benefits with a Credit Union Loan

You only pay interest on the outstanding amount and there is no penalty for paying it off early if you want to. We include loan protection insurance free of charge which clears the loan if the borrower dies. There are no hidden charges, and the rates are competitive.

Borrowing for a car from us also results in no balloon payment at the end.

You can borrow with the knowledge that you are part of a community supporting each other.

Loan Interest Funds Local Groups

The loan interest we receive goes straight back into the local community. We are not for profit, so any funds we have available go to local groups, projects and initiatives in Kildare Town, Kilcullen, Narraghmore and surrounding areas. It could be the team your child plays for, the people that make your town beautiful, groups that bring services to older people and charities in need of support.

Please consider the Credit Union the next time you are thinking of borrowing. At the Credit Union you are a member, not a customer.