Why Choose a Credit Union Loan?

You have many options in Ireland when it comes to borrowing money. We are hoping that you will choose your local Credit Union for a loan, and here are some reasons why you should consider us.

Easy to Apply

We are lending and we want to make it as easy as possible. You don’t have to be a long-term member and you don’t need much savings with us because the decision is based on the ability to pay back the loan. You can apply in person, over the phone or online via our website and we will give you a quick and fair decision.

Many Benefits with a Credit Union Loan

You only pay interest on the outstanding amount and there is no penalty for paying it off early if you want to. We include loan protection insurance free of charge which clears the loan if the borrower dies. There are no hidden charges, and the rates are competitive. Borrowing for a car from us also results in no balloon payment at the end.

You can borrow a small amount over a short period for back-to-school costs, a holiday, or a special occasion like a first communion or special birthday. You can borrow a larger amount over a longer period with the knowledge that you are part of a community supporting each other.

Loan Interest Funds Local Groups

The loan interest we receive goes straight back into the local community. We are not for profit, so any funds we have available go to local groups, projects and initiatives in Kildare Town, Kilcullen, Narraghmore and surrounding areas. It could be the team your child plays for, the people that make your town beautiful, groups that bring services to older people and charities in need of support.

At the Credit Union you are a member, not a customer. So please consider the Credit Union the next time you are thinking of borrowing.